Members FAQ

Service Credit, Account Balance, and Other Personal Info

• Can you tell me how much money I have in my retirement account?

• Can I check my account balance online?

• When will I get my statement?

• How do I change my mailing address?

• How can I change my beneficiary?

• What does "vest" mean?

• Will I continue to earn service credit while I am on leave with pay or leave without pay status?

• Can I use the balance in my employee contribution account as collateral when making an major purchase?

• Can I borrow against my employee contribution account?

• What forms must be completed to get a refund of employee contributions or a deceased member’s contributions?

• How long will it take to get my refund?

• What happens to the employer contribution when I refund?

• I applied for a refund. When will I get paid for my unused leave?

• Can my refund be direct deposited?

• What if I need to cancel my refund application?

• Can I get a refund of a portion of my retirement contributions and draw the balance in monthly benefits?

• Is there a penalty for refunding my contributions?

• I lost my 1099-R after I received a refund. How do I get a duplicate?

• I am leaving a PERS-covered position and would like to rollover my contributions into a traditional IRA. What do I need to do?

• If I terminate my position, what are my options regarding my contributions?

• Can I pay back a previous refund even though I am no longer employed with a PERS-covered agency?

• How much will it cost to repay my refund?

• I have paid back my PERS refund. Why weren't my interest charges put into my account when the repaid contributions were posted?

• Do I have to repay contributions for all of the years I withdrew?

• Can I repay a refund through installment payments or have payment for service credit deducted from my paycheck?

• What is the smallest increment that I can repay a refund?

• How often can I make payments to repay a refund?

• Can I move money from my spouse’s contribution account to mine to repay my refund?

• How much credit will I get for my unused leave?

• How can I get credit for my military service?

• Can I get credit for work I did in a different state?

• Who do I need to see first when I want to begin my retirement process?

• When can I retire?

• How do I request an estimate of benefits and/or application for retirement?

• Is there a deadline for completing a retirement application?

• Do I need to go to the PERS office in Jackson to meet with a staff member before I can retire?

• Am I eligible to file an Advanced Application?

• What type of retirement plan is PERS?

• With 25 years of service, would I receive a greater benefit under service retirement or disability?

• If I select the Partial Lump Sum Option (PLSO) at retirement, can I continue to work without interruption?

• Can I return to work for a PERS-covered agency after the 90-day separation period?

• After retirement, when can a classroom teacher return to work on a part-time basis?

 

 

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PERS, 429 Mississippi Street, Jackson, MS 39201-1005